Build On Your Lot

FAQ

• How do we know if a lot is buildable?

  What is the zoning on the lot? Is the lot approved for a septic or does it have sewer access? Will the house we want to build fit within the established setback? It takes all these questions and more to determine if your lot or one you have selected is buildable. Accessible Home Builders offers a free no obligation review of your new home wants and a site review to determine if what you want to build will fit the lot you have or have selected.

• What if I don’t have land?

  Many folks discover an available lot in a community they are interested in living through a local agent and/or the available web sites and apps dedicated to presenting these lots to you. Accessible Home Builders does not limit your choices to an inventory of lots we own as we do not carry such an inventory. That makes us unbiased toward any lot you may want.

• What do I need to know before buying land to build a home?

  A partial list of what you need to know before making an offer on a building lot is:

  • Zoning
  • Flood Zone
  • Site Evaluation
  • HOA Deed Restriction

  Accessible Home Builders offers a free no obligation review of you construction wants and a site review of a prospective building lot. Utilize our 30 years of experience to ask all the pertinent questions toward giving you the information you need to make an informed decision.

• I want to build a home, where do I start?

  There are three basic questions to answer toward building your next home. Where are we going to build? What are we going to build? How will we pay for what and where we want to build. At Accessible Home Builders, we will walk you through each of these questions toward a smooth process from start to finish and your satisfaction when you move in.

• What is included in the price of a new home?

  Typically, a new home price includes everything but the cost of the land, financing costs. As a custom home builder we are a “soup to nuts” option toward a hassle-free process. That being said, if you want to do some of the work yourself, we do make some provision for that. Ask us for the details.

• Can you provide a ballpark price?

  On our Accessible Home Builders designs we do have pricing available. On plans that come from others we do not. So, check out the “Dream Home Collection”, “Choice Home Collection”, “Comfortable Living Series” and “Easy Living Series” and we can offer pricing on these models.

• In what locations do you offer the Build On Your Lot program?

  We build in Sussex County and Southern Kent County. If you have a building lot or find one in these areas, give us a call (302‐663‐0464). Let’s see what we can offer you.

• What is the timeline for building a home on my lot?

  As you might expect, the construction of a new home has many factors outside of our control: time it takes to get a permit, warm or cold weather impacts and material availability. With over 30 years of experience we have a track record of getting from contract signing to starting construction in 60-90 days and completing you home from footers to final inspection in 4-6 months. We can offer a closer estimate with additional information about your lot and new home wants and needs.

• How does financing work for Build On Your Lot?

  When you build your next home and already own you building lot then the new mortgage will pay for the balance due, if any, on the land and for the construction costs. If you are purchasing the land at the same time then the cost of the land and the construction will be added together. The land will be paid for at closing so you own the land so we are clear to build upon it. Obviously every lender has it’s own particular policies so they always check with the lender of choice for the final answer on this. We have a short list of suggested lenders who have proven over many years their ability to perform in the construction/permanent financing domain. Ask us for the contact information.

• What are HOA restrictions?

  HOA restrictions are typically applied to a deed so they require any use of the property to conform with those restrictions. Typically restriction we see are house size, garage size, must have a garage, roof pitch and sometime color schemes. You should have or should receive a copy of these restrictions when you purchase a building lot. If you can’t find them we suggest contacting your HOA president for an up-to-date copy.

• Will you build from an architectural plan that I like?

  Yes. We will build from any plan you find from a plan you find online or one you have drawn yourself. As a custom home builder, we can handle it all.